Split your Columbia Gas bill into 4 easy payments

Upload your Columbia Gas bill and we cover it today. You pay us back weekly, with no interest. Your first bill is covered up to $150, and your limit grows to $700 or more as you repay.

WillowPays is an independent company, not Columbia Gas. We aren't affiliated with or endorsed by Columbia Gas. You can also pay Columbia Gas directly at columbiagas.com (opens in a new tab). Paying a biller directly may be free.

No Credit Check
One-Time Service Fee
Approval in About 1 Business Day
Start with My Bill

Available across the US, except California.

See How It Works

Fair, One-Time Fees. No Interest.

Enter your Columbia Gas bill amount to see your payment plan.

See your 4-payment plan

  1. Payment 1 of 4 (first payment, includes all fees):
    At approval
    $66.78
  2. Payment 2 of 4:
    In 1 week
    $33.50
  3. Payment 3 of 4:
    In 2 weeks
    $33.50
  4. Payment 4 of 4:
    In 3 weeks
    $33.50
Total you'll pay:$167.28
Bill $150.00 + $12.00 service fee + $5.28 card processing
Nothing is charged until your bill is approved.
If a scheduled payment is missed, a flat $5 late fee applies. That's the only late fee, and you'll always see it coming: we text a reminder before every payment.

How It Works

Get your bill paid in 3 simple steps

1

Upload Your Bill

Snap a photo or upload a PDF of your Columbia Gas bill.

2

Get Approved

No credit checks. We review your bill, usually within 1 business day.

3

We Pay, You Repay in 4

Once approved, Willow issues the payment to your provider the same day. You pay us back over 4 weekly installments with no interest.

Try It Now: First Bill Up to $150

Available across the US, except California.

Frequently Asked Questions

Get answers to the most common questions about Willow

What happens if I miss a payment?

If a scheduled payment is missed, a flat $5 late fee applies. That's the only late fee, and you'll always see it coming: we text a reminder before every payment. If you're having trouble, contact us before the payment date. We'll work with you.

Does Willow affect my credit score?

No. We don't run a credit check when you apply, and we don't report your payments to credit bureaus. Approval is based on your bill and basic information.

How far ahead should I submit my bill?

Approval usually takes about 1 business day, and we issue the payment to your biller the same day it's approved. To be safe, submit your bill at least 5 business days before it's due.

Can WillowPays split my Columbia Gas utility bill?

Yes. WillowPays covers household bills: utilities, insurance, phone, internet, and more. Upload a clear photo or PDF of your Columbia Gas bill showing the amount due, due date, and your name. There's no credit check, approval usually takes about 1 business day, and we issue the payment to your biller the same day it's approved. WillowPays is an independent company, not Columbia Gas. We aren't affiliated with or endorsed by Columbia Gas. You can also pay Columbia Gas directly at columbiagas.com. Paying a biller directly may be free.

View All FAQs